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Feng Shui Tips for Wealth

By Bob Kish

What is feng shui and are there any feng shui tips you can use to increase your wealth?

Feng Shui (pronounced fung shway) is a 3,000 year old Chinese process that involves adapting your surroundings or environment to help you attract more positive energy, or chi, into your life.

Feng Shui is looked upon by some as a sort of pseudo science. However, beyond the basic guiding principles is the underlying fundamental assumption that clearing away your mental and physical clutter while bringing in elements of joy, peace and harmony will help improve all aspects of your life. When looked at in that light, how can incorporating these feng shui tips not help you?

Feng Shui means the wind and the water, two of the core elements in Chinese lore. It follows the philosophy that individuals are more or less affected by the surroundings they are in. If you can improve your surroundings, you can improve various aspects of your life.

Along with the basic feng shui guidelines it is essential that you incorporate a willingness to believe that what you are doing will help you. When you decide to Feng Shui your home or office, you are declaring that you want something positive in your life, that you are looking to make a change for the better.

The main thrust of Feng Shui states that what energy you send out to the universe will come back to you. If you have positive energy and send that out, you will get positive energy back.

Creating a feng shui environment is all about creating an environment that will help you attract more positive energy. The more positive energy you attract the more positive energy you'll be inclined to project to others, helping you generate a positive feedback cycle.

In regards to wealth, there are feng shui tips you can use to attract more abundance into your life.

The idea of wealth means a lot of different things to different people. Of course, increased money flow comes instantly to mind. However, being in a state of wealth is not limited to just a financial state. Feng shui is used to increase the wealth of our non material assets as well. That includes helping to foster a calm, clear, relaxed state of mind, as well as a joy for life that is intended to be transferred to our friends, our family, our coworkers, and all we come into contact with. This is real wealth.

There are specific techniques or tips you can use to increase your wealth using feng shui methods. You can bring Feng Shui wealth into your home or office by clearing out negative energy draining elements and adding positive wealth attracting elements.

First impressions are extremely important in Feng Shui; make sure that your home is a home that is warm and inviting. Also make sure it is thoroughly cleaned, organized and clutter-free.

One of the best feng shui tips for wealth is to bring in flowing water into your home. You want the water to be clean and free flowing. This can be easily done by investing in one or more waterfall fountains. They are becoming more common and increasingly sophisticated and beautiful. Along with the beautiful appearance comes the soothing sound of the falling water when the fountain is on lending a more relaxed atmosphere to any environment.

You can also set up a fish tank to attract wealth. Place the fish tank in any room except the bedroom, bathroom, or kitchen. Some sources say that it is good to have a number of goldfish in the tank and one black colored goldfish to attract and absorb the negative energy. If one of the goldfish dies, beyond being sad for the loss, believe that the goldfish has absorbed any negative energy that has been around.

Soothing pictures of water can also be used to enhance the energy flow and attract abundance into your life. You should never have pictures of horrendous water scenes in your home. Avoid any turbulent water or storm type pictures; these can add negative energy to the surroundings as well as your thoughts!

Speaking of pictures, feel free to decorate your home with positive motivational pictures and symbols that will help reinforce the notion that you are an abundance attracting magnet and that your home is the ideal environment for maintaining a super successful attitude.

Where is you feng shui wealth corner?

Do you know which corner of your house is designated as the wealth corner according to feng shui principles?

Wealth can be found in the southeast corner of your home or office. You will need to find the southeast corner of each room. You need to include the bathroom, garage and basement if those are involved. If you have more than one floor you must locate the southeast corner of every floor. The important southeast corners of your home are the bedroom, living room, bathrooms, and kitchen. These are the places where we spend most of our time.

As a result, it might be a good idea to add some water elements in the southeast corner of your rooms. Having said that, some feng shui authorities note that certain geographical areas are better served with certain colors.

While we don't want to get bogged down in the details just know that while the feng shui wealth corner is in the southeast, that the south as a whole is often represented by the element of fire. Hence, without getting too carried away, you might want to limit the water flow to the southeast corner so as not to douse the fire element, often said to represent your own inner fire.

The use of feng shui colors is another consideration when applying feng shui principles to your home or office. For instance, red and green represent the colors of wealth. If you can, place red flowers in your home. These can be real or silk. Also, have live green plants in as many rooms as possible. Not only is this great at bringing the beauty of nature inside, but it can also increase oxygen levels in your house, contributing to your energy level. Keep bowls on your tables filled with produce and fruit; use a small bowl so that you can give the illusion of more.

Declutter your house, and bring in elements of life, light and joy. Allow your home to be a calm and peaceful place to be. The whole notion of feng shui is great as a general guideline. Keep to the spirit of feng shui and you should attract all manner of wealth into your life.

Program yourself for power with the free positive affirmations video series from Wealth Vibes, the wealth creation and abundance site. Get a great interest rate or an unsecured Prosper loan at the p2p lending site

Bad Credit Student Loans

By Mark Kessler

Are you concerned that bad credit will prevent you from going to college? While it is true that finding student loans with excellent interest rates is easier if you have a sterling credit rating, bad credit student loan aid is possible. For example, the most popular US Department of Education loan, the Stafford loan, assumes that most applicants will be going to college straight from high school, and will not have a credit rating yet. Therefore, Stafford loans do not even consider the credit rating a factor when it comes to qualifications. The same holds true for Perkins loans, which are federal loans designated for the neediest students. The only reason bad credit would interfere with these kinds of student loans are if you have defaulted on a federally granted student loan in the past.

Bad credit student loans are also possible if your parents have better credit than you do. In this case, a PLUS loan, which is granted to parents and not to the student, might be the way to go. US Department of Education student loans (like Stafford and Perkins loans) assume that the parents will pay for a certain amount of their children’s schooling; PLUS loans are intended to cover the amount that the parent is obligated to contribute toward college costs.

Federal funding is a good choice for a bad credit student loan because they are specifically designed to help make college more accessible; therefore, their requirements are much looser than those of most banks and other lending companies. However, if you are unable to secure a US Department of Education student loan, you may need to turn to private loans. If you are planning to graduate in a field with a high earnings potential, like law or medicine, you might have a better chance of receiving a bad credit student loan from private lenders.

None of these choices are either/or possibilities, by the way. You may be able to put together enough money to finance college through a combination of any or all of the above types of loans. Moreover, even if your bad credit student loan is at a very high interest rate, all is not lost. Many student loans defer payment until you have finished college, giving you time to improve your credit rating. At that point, you might want to look into ways to consolidate your student loan at a better rate, lowering your payments to a more affordable level.

Mark Kessler's website offers a comprehensive free resource of college financial aid for Consolidating Student Loans, as well as... Alternative Student Loans, ACS, Bad Credit Student Loan, US Department Of Education Student Loans, including a variety student loan articles... ==>http://studentloans.seeking411.com

Financial Feng Shui

By Katheryn Weber

Money is on most everyone’s mind. A couple of years ago, a man cashed in on a large load of options and became a millionaire in one day. He explained how he never realized how much he thought about money every day until he had enough that he would never have to worry about it again. Now he says he gets all kinds of work done and has had a burden lifted that he had never known how much he suffered under!

This story illustrates a common theme for many people because many people are under the yoke of money. Maybe even you worry about it, think about it, ponder over it, avoid it by ignoring the last three month’s of checking account statements and not bringing your balance up to date, or simply hope the problem (overdrawn statements, credit card balances) just go away. And even though you know it’s not the best way to handle finances, you may still do it anyway.

Fortunately, feng shui has ideas and remedies that can help create more energy (read: money) to get your finances flowing again. Try these ideas to see if you can’t stimulate more prosperity!

• What’s in your wallet?
Old scraps of paper, credit cards for accounts you closed two year ago or for accounts you never use? Toss them. And if your wallet is shot, invest in a new one. If you can, select a red wallet to really energize your finances. These are the most auspicious and excellent for generating more money.

Next, be sure your wallet is clean, neat, and organized. If it is close to the start the New Year consider buying a new wallet. Maybe you could request one as a gift every year when the holidays roll around. Make it a part of your standard gift list for holidays or birthdays.

• Clean out old financial files.
Old energy keeps new energy from coming into your life. Do you have old financial information hanging around? If you are hanging on to credit card statements from five years ago, you are probably holding on to too much old financial energy. Usually, items older than 5 years are considered safe to toss. Of course, you shouldn’t get rid of old IRS statements! Use discretion when cleaning out your files and consult your accountant if you have questions.

• Be neat and orderly.
Organize your bills and put them in one place. Make it easy and efficient to pay your bills. It’s just common sense and good feng shui. And don’t just wad money up in your wallet. Treat it with respect and put the bills in there nicely.

• Declutter.
One of the most important things you can do for your finances is simply to clean up. Throwing out junk and getting rid of things like excess paper, empty boxes, and broken items can go a long way toward energizing your home for prosperity. In particular, declutter your SE corner of your home, of your living room, and of your bedroom. This is the wealth sector and if it has piles of junk, then financial chi can't circulate.

• Enhance your prospects.
What direction is best for inviting more opportunity (read: get a better position and earn more money)? See below.

Kua NumberCareer Direction
1North
2Southwest
3East
4Southeast
5 MenNortheast
5 Women Southwest
6Northwest
7West
8South

Not sure about your Kua number? Go to The Red Lotus Letter Kua Calculator to find out what your KUA number is. Make sure you look at the directions above. If possible, make it so your desk faces the SW, is that’s your direction. Don’t put your back to it, look in this direction.

• Water, water, everywhere.
Well, not everywhere…only in certain places, really. Water equals money. No water, no money. Consider an aquarium in the North sector of your house, provided it isn’t a bathroom or bedroom. Don’t want an aquarium? Fine, put a painting or print of water, a waterfall, an ocean scene, a picture of turtles or fish….

These are all fine representations of water. Or, if the North is out your front door, paint it black. This is incredible feng shui and one of the few western-style feng shui tips that works especially well. If you paint the door black, consider painting the shutters black too!

Another good water option is to display sailing ships. Display the ships, either in paintings, prints, or figures as sailing into the front door. Those that are not in rough seas are best. Sailing ships represented commerce and were often laden with all manner of precious cargo. In the US, you can often find ship figures at craft stores such as Hobby Lobby or décor stores such as Tuesday Morning and Kirklands.

Why go to this trouble in your North sector? The north represents opportunities and career. If your career advances, most of the time, your earning power does, too. This is why you want to make sure your North sector is well cared for. Gold objects (such as brass items) in this area are also extremely auspicious. Even if your kua number says your success direction is Southwest, I would not miss an opportunity to bolster my North sector. Be sure to enhance both sectors.

• Get more green.
In the Southeast (SE) wealth sector, that is. Put a grouping of 4 plants of varying heights together in the SE corner of your home. If this is a bedroom or bathroom, put them in the SE corner of your living room. Try to select a jade plant as one of your grouping.

These plants are excellent feng shui, provided the plants are attractive, healthy, and well-cared for. If not, these are very bad luck, indeed. If you want, you can use silk plants, but real ones are best. Don’t forget to energize the SE corner of your living room with a beautiful plant. Put this plant in a basket or brass planter.

Don’t forget Dragon Power! Display a green dragon in the East and Southeast for improved income. You can usually find these online or in Chinese or Asian emporiums or markets. Wall hangings or figures of dragons are equally good.

Avoid having metal in the SE sector of your home or living room because the SE represents small wood (growing chi) and metal cuts wood. If the SE has a toilet there, put a large rock in the bathroom and tie it with a red ribbon. This will “press” down the negative energy of the toilet.

• Get financial backing.
Just like putting a mountain at your back in the form of a picture on the wall will help you get more management support from bosses or superiors, a picture of a financial institution can give you good "financial backing."

Get a picture, poster, or painting of a bank, Wall Street, or other financial institution, and hang it so that it is at your back. Even bars of gold or sheets of money would be good here. This is especially good feng shui if you own a business! Put this artwork behind your register or your desk.

• Check your financial thinking.
That’s right, how you think about money is important. There are lots of books that can help here. Some of the best for addressing the mental side of money are Suze Orman’s. Did you know couples fight more about money than they do sex or children? Money is extremely personal and people get very uncomfortable talking about it.

Do you have “poor” thinking?
Do you believe that there is never enough to go around or that you don't deserve success and financial security? You should really take a close look at your financial mindset. Consider investing in some books that address your "money mind" -- because your attitude is often the source of financial difficulty.

Maybe you just need more
Many times people think that to gain more money they have to continue to find ways to cut expenses, rather than find new sources of income. Sometimes that means finding a new job, asking for a raise, getting a rental property, or taking a small part time job to bring in more money. Consider if there is something you can do to earn more rather than cut out more from your budget.

Kathryn Weber is the publisher of the Red Lotus Letter feng shui e-zine and is dedicated to helping her readers develop successful, prosperous, and supportive environments with feng shui. To subscribe, logon to www.redlotusletter.com and receive this special report Fr*ee "16 Feng Shui Secrets for Greater Prosperity."

kweber@redlotusconsulting.com

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