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Feng Shui Tips for Wealth

By Bob Kish

What is feng shui and are there any feng shui tips you can use to increase your wealth?

Feng Shui (pronounced fung shway) is a 3,000 year old Chinese process that involves adapting your surroundings or environment to help you attract more positive energy, or chi, into your life.

Feng Shui is looked upon by some as a sort of pseudo science. However, beyond the basic guiding principles is the underlying fundamental assumption that clearing away your mental and physical clutter while bringing in elements of joy, peace and harmony will help improve all aspects of your life. When looked at in that light, how can incorporating these feng shui tips not help you?

Feng Shui means the wind and the water, two of the core elements in Chinese lore. It follows the philosophy that individuals are more or less affected by the surroundings they are in. If you can improve your surroundings, you can improve various aspects of your life.

Along with the basic feng shui guidelines it is essential that you incorporate a willingness to believe that what you are doing will help you. When you decide to Feng Shui your home or office, you are declaring that you want something positive in your life, that you are looking to make a change for the better.

The main thrust of Feng Shui states that what energy you send out to the universe will come back to you. If you have positive energy and send that out, you will get positive energy back.

Creating a feng shui environment is all about creating an environment that will help you attract more positive energy. The more positive energy you attract the more positive energy you'll be inclined to project to others, helping you generate a positive feedback cycle.

In regards to wealth, there are feng shui tips you can use to attract more abundance into your life.

The idea of wealth means a lot of different things to different people. Of course, increased money flow comes instantly to mind. However, being in a state of wealth is not limited to just a financial state. Feng shui is used to increase the wealth of our non material assets as well. That includes helping to foster a calm, clear, relaxed state of mind, as well as a joy for life that is intended to be transferred to our friends, our family, our coworkers, and all we come into contact with. This is real wealth.

There are specific techniques or tips you can use to increase your wealth using feng shui methods. You can bring Feng Shui wealth into your home or office by clearing out negative energy draining elements and adding positive wealth attracting elements.

First impressions are extremely important in Feng Shui; make sure that your home is a home that is warm and inviting. Also make sure it is thoroughly cleaned, organized and clutter-free.

One of the best feng shui tips for wealth is to bring in flowing water into your home. You want the water to be clean and free flowing. This can be easily done by investing in one or more waterfall fountains. They are becoming more common and increasingly sophisticated and beautiful. Along with the beautiful appearance comes the soothing sound of the falling water when the fountain is on lending a more relaxed atmosphere to any environment.

You can also set up a fish tank to attract wealth. Place the fish tank in any room except the bedroom, bathroom, or kitchen. Some sources say that it is good to have a number of goldfish in the tank and one black colored goldfish to attract and absorb the negative energy. If one of the goldfish dies, beyond being sad for the loss, believe that the goldfish has absorbed any negative energy that has been around.

Soothing pictures of water can also be used to enhance the energy flow and attract abundance into your life. You should never have pictures of horrendous water scenes in your home. Avoid any turbulent water or storm type pictures; these can add negative energy to the surroundings as well as your thoughts!

Speaking of pictures, feel free to decorate your home with positive motivational pictures and symbols that will help reinforce the notion that you are an abundance attracting magnet and that your home is the ideal environment for maintaining a super successful attitude.

Where is you feng shui wealth corner?

Do you know which corner of your house is designated as the wealth corner according to feng shui principles?

Wealth can be found in the southeast corner of your home or office. You will need to find the southeast corner of each room. You need to include the bathroom, garage and basement if those are involved. If you have more than one floor you must locate the southeast corner of every floor. The important southeast corners of your home are the bedroom, living room, bathrooms, and kitchen. These are the places where we spend most of our time.

As a result, it might be a good idea to add some water elements in the southeast corner of your rooms. Having said that, some feng shui authorities note that certain geographical areas are better served with certain colors.

While we don't want to get bogged down in the details just know that while the feng shui wealth corner is in the southeast, that the south as a whole is often represented by the element of fire. Hence, without getting too carried away, you might want to limit the water flow to the southeast corner so as not to douse the fire element, often said to represent your own inner fire.

The use of feng shui colors is another consideration when applying feng shui principles to your home or office. For instance, red and green represent the colors of wealth. If you can, place red flowers in your home. These can be real or silk. Also, have live green plants in as many rooms as possible. Not only is this great at bringing the beauty of nature inside, but it can also increase oxygen levels in your house, contributing to your energy level. Keep bowls on your tables filled with produce and fruit; use a small bowl so that you can give the illusion of more.

Declutter your house, and bring in elements of life, light and joy. Allow your home to be a calm and peaceful place to be. The whole notion of feng shui is great as a general guideline. Keep to the spirit of feng shui and you should attract all manner of wealth into your life.

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Bad Credit Student Loans

By Mark Kessler

Are you concerned that bad credit will prevent you from going to college? While it is true that finding student loans with excellent interest rates is easier if you have a sterling credit rating, bad credit student loan aid is possible. For example, the most popular US Department of Education loan, the Stafford loan, assumes that most applicants will be going to college straight from high school, and will not have a credit rating yet. Therefore, Stafford loans do not even consider the credit rating a factor when it comes to qualifications. The same holds true for Perkins loans, which are federal loans designated for the neediest students. The only reason bad credit would interfere with these kinds of student loans are if you have defaulted on a federally granted student loan in the past.

Bad credit student loans are also possible if your parents have better credit than you do. In this case, a PLUS loan, which is granted to parents and not to the student, might be the way to go. US Department of Education student loans (like Stafford and Perkins loans) assume that the parents will pay for a certain amount of their children’s schooling; PLUS loans are intended to cover the amount that the parent is obligated to contribute toward college costs.

Federal funding is a good choice for a bad credit student loan because they are specifically designed to help make college more accessible; therefore, their requirements are much looser than those of most banks and other lending companies. However, if you are unable to secure a US Department of Education student loan, you may need to turn to private loans. If you are planning to graduate in a field with a high earnings potential, like law or medicine, you might have a better chance of receiving a bad credit student loan from private lenders.

None of these choices are either/or possibilities, by the way. You may be able to put together enough money to finance college through a combination of any or all of the above types of loans. Moreover, even if your bad credit student loan is at a very high interest rate, all is not lost. Many student loans defer payment until you have finished college, giving you time to improve your credit rating. At that point, you might want to look into ways to consolidate your student loan at a better rate, lowering your payments to a more affordable level.

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